TERMS AND CONDITIONS
1. Introduction
Welcome to DNY Firms Experts. By accessing or using our website and services, you agreeto comply with and be bound by the following Terms and Conditions. If you do not agree,please do not use our website or services.
2. Services Provided
We provide professional services including but not limited to:
● Real Estate Buying & Selling Assistance
● Real Estate Consulting
● Life Insurance Consultation and Enrollment Support
● Debt Mediation Services
● Medicare Guidance and Plan Assistance
All services are provided in accordance with applicable federal and state regulations.
3. No Financial or Legal Advice
Information on this website is for general informational purposes only and should not be
considered legal, financial, tax, or medical advice.
● Real estate decisions should be made after consultation with licensed professionals.
● Insurance and Medicare decisions should be reviewed carefully based on your
individual needs.
● Debt mediation services do not guarantee specific financial outcomes.
We strongly recommend consulting independent legal, tax, or financial advisors before
making significant decisions.
4. Licensing and Compliance
We operate in compliance with all required state and federal licensing regulations for real
estate and insurance services. License numbers will be provided upon request.
Medicare-related services are provided in accordance with Centers for Medicare & Medicaid
Services (CMS) guidelines.
5. Client Responsibilities
By engaging our services, you agree to:
● Provide accurate and complete information
● Disclose relevant financial or property details
● Respond in a timely manner to requests for documentation
● Review and sign required agreements and disclosures
Failure to provide accurate information may impact service outcomes.
6. No Guarantee of Results
While we are committed to delivering professional and ethical service, we do not guarantee:
● Sale or purchase timelines in real estate
● Approval of insurance applications
● Specific coverage terms
● Debt reduction outcomes
● Medicare plan acceptance
Each situation is unique and dependent on external factors beyond our control.
7. Privacy
Your privacy is important to us. Any personal information collected will be handled securely
and used solely for the purpose of providing requested services, in accordance with
applicable privacy laws.
We do not sell or share your personal information with unauthorized third parties.
8. Limitation of Liability
To the fullest extent permitted by law, DNY Firms Experts shall not be liable for:
● Indirect or consequential damages
● Loss of profits
● Financial losses resulting from third-party decisions
● Errors resulting from incomplete or inaccurate client information
9. Intellectual Property
All website content, including text, graphics, branding, and design, is the property of
[Business Name] and may not be reproduced without written permission.
10. Changes to Terms
We reserve the right to update these Terms and Conditions at any time. Continued use of
our website or services constitutes acceptance of any modifications.
11. Contact Information
If you have questions regarding these Terms and Conditions, please contact:
Business Name: DNY Firms Experts
Office: 443-286-3275
Phone Number:410-547-11164
Email Address: youngnoahmd@gmail.com
Address: 1010 Light St Baltimore, MD 21230
